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Credit Counseling Service. Consolidate your debts into one easy payment. They also have unsecured business loans, business funding, business loans for bad credit and franchise financing. Make growing your business easier. We want to bring them to shine. Ways To Pay Get 24 hour access to 24 bill payment options that are designed to take convenience to a whole different level. The Small Business Emergency Loan Program offers $2,500 to $35,000 in loans to cover operating expenses. Term Account A term account is a deposit of a precise amount for a fixed duration at an interest rate generally higher than that of a savings account. At just 5.5%* interest on amounts up to $20,000, the Micro Business loan provides a viable, low-cost financing alternative for individuals who either want to start a small business or enhance their existing one. Download Loan Application Form here. Loans are subject to status and affordability. 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For details on credit card payments and payment deferrals on small business loans, mortgages, credit linesor tailored advice for managing liquidity concerns, please click here. The Scotiabank Digital Token app makes signing into specific Scotiabank apps easier. Our Loan Specialists will work with you to find a payment option that fits your needs. Business loans for women: Especially designed for women entrepreneurs, Business loans for women offer finance up to Rs.45 lakh to support their growing business needs.